Alex, Jolie, Rowan, Isla, and Maryn

Alex, Jolie, Rowan, Isla, and Maryn

Monday, January 30, 2012

Financial Goals 2012 Update

It has been a month since we started the new year. We have been working on some goals, but they just never exactly go in the order I would like:-) Here's the update!


1. Get PMI taken off of our Home Loan
We refinanced our house from 5% to 3.875% last week. I'm pretty excited about this as we also took it down to a 20 year loan. The bum deal was the rates dropped three days after we started the paperwork, so we had to pay a $250.00 relock fee for the lower rate. Boo! The appraiser is coming on Wednesday to see if we can in fact get rid of PMI. I'm quite excited for this!
2. Pay off Alex's small student loan ($641.00 to be exact)
We are still working on this one. This loan is currently down to $547.57. I'm thinking I'll just pay this off with our tax refund!
3. Save enough money to replace Jolie's car by November 1, 2012 in cash!
Nothing happened with this goal this month. With the relock fee and the appraisal fee, we didn't have the extra for this. I'm growing contentment with my car for now.